I kept a balance on my credit card for years and it weighed on me. Waves of financial anxiety. Even the relatively small amount I had on it felt like a ball and chain. Set yourself free. Pay off your debts and build a savings account, if you are able. It doesn’t need to be $10,000. Work toward $1,000 even. Save enough for that next big emergency or expense. That way you’re not reliant on credit when life happens.
You will never know unless you do. even if you fail your effort will be rewarded! As wisdom to continue forward or as the knowledge and satisfaction to know you went through with the thing! Congrats❤️