The Gen 1 and Gen 2 Ricoh GR DIGITAL are new enough to accept modern SD cards, but old enough to be under $300 which is a steal considering these have amazing build quality for their size. If money is no object for you, get the Ricoh GRIII.
If I was in the market for a beginner digicam right now, I would pick either a gen 1 Ricoh GR Digital, which go for $250 on eBay or a Panasonic FX70, which can be had for $190 and are much smaller and newer than the Ricoh’s.
Everything in your life does not have to be subscription based, and subscription does not equate a service being good. If I’m paying $24.99 a month to watch Netflix in 4K UHD, I should expect to see what I pay for, not subpar playback latency, low bitrate streams, many app crashes, and overall looking terrible on anything that isn’t a 4K display. Remember when you could buy things and own them, like, forever? There is a better world out there past Netflix, Hulu, Spotify and Amazon Prime.