if you have the option to divert a % of your paycheck directly into savings, do it!
get a high yield savings account with a different bank (I recommend Marcus) that requires that you transfer money out of the bank where you have your debit card—takes a few business days to transfer which means you can’t spend it willy nilly but it’s there when you need it
Dec 2, 2024
Related Recs
⭐
it's hard, I know, but just take 10% out of your paycheck immediately when it hits your account and Zelle or transfer it to an account that isn't as easily accessible. Savings accounts are good too, but you'd be surprised how fast it grows out of sight out of mind
Jan 27, 2025
💸
Open a high yield savings account - you get an, obvs, super high interest rate, which is a great incentive to put money in there. Either direct a percentage of your paycheck in there, or transfer money in there immediately after you get paid. Great place to house your emergency fund (3-6 months of expenses) because it’s easily accessible.
There are lots of books on saving for retirement- I recommend the simple path to wealth because it’s easy to understand, required very few action items, the author crunches the numbers while he’s explaining things, and you don’t have to be someone obsessed with savings and personal finance to benefit from it, like me!
Mar 7, 2024
💰
Having a separate account that you can’t easily take money out of and having a percentage of your paycheck auto-deposit into that is a good way to start saving.
Mar 7, 2024
Top Recs from @its_just_kate
😃
at least casually. don’t delete the accounts but don’t have the apps on your phone either.
rediscover your love of reading thru the magic of recognizing titles strangers are holding on the subway. become a subway reader.
don’t use sound as an escape from your thoughts/feelings/surroundings. grocery shopping without headphones is actually kind of beautiful!
pick up a new hobby or two or three. one of them should be something you’re not good at, and at least one should be no- or low-cost.
never. stop. learning. the library, the parks and rec department, and nearby museums offer great materials already but also usually have free lectures or courses.
go outside more. like, a lot more.
(took this much less literally, so apologies if it’s not what you’re looking for lol — as a narcoleptic I have no tips on how to Not Sleep since Sleep is basically my job)
Sep 30, 2024
😃
destined in the stars
Jan 1, 2025
📚
keeps it funky, keeps it fresh! a book for outside, a book for downstairs, a book for bed, a book for the subway, a book for the bathtub…..
Nov 30, 2024