I buy government I-bonds. The official government website is a bit clunky, but not terribly complicated. You don’t have to pay state income tax on the interest.
Mar 19, 2024
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i dont believe in giving the govt an interest-free loan
Jan 29, 2024
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I know savings are hard to come by, but it is basically free money. You can find accounts that give you 5% apy ($50 a year for every $1,000 you have saved if you are bad at math like me)
Follow me for more financial tips (jk)
Feb 11, 2024
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Open a high yield savings account - you get an, obvs, super high interest rate, which is a great incentive to put money in there. Either direct a percentage of your paycheck in there, or transfer money in there immediately after you get paid. Great place to house your emergency fund (3-6 months of expenses) because it’s easily accessible.
There are lots of books on saving for retirement- I recommend the simple path to wealth because it’s easy to understand, required very few action items, the author crunches the numbers while he’s explaining things, and you don’t have to be someone obsessed with savings and personal finance to benefit from it, like me!
Mar 7, 2024
Top Recs from @justinciccone
Dot has me under her spell, under her thumb, under her boot. I never stood a chance against that single-origin Japanese MSG.
Feb 21, 2024
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Don’t let the doctors and intermittent fasters tell you otherwise. Food is energy and it makes you strong and helps you concentrate and be happy. Don’t let that blood sugar dip down. Hold the line.
Feb 16, 2024
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Try reading essay collections or autofiction. It feels more similar to something you’d read online. Also don’t just look up “best books” and stick yourself with something challenging right off the bat. Read something exciting and fun: Steven King, Ira Levin, basically the types of books that get turned into movies.
Mar 8, 2024